Today at a Biscuits ’n’ Tips gathering, we welcomed Kim Powell, an agent with Globe Life Liberty National Division, to share how their community programs support families right here where we live. The conversation focused on preparation, education, and practical tools that help families stay ready for life’s unexpected moments.
Kim explained that Globe Life stands among the largest supplemental life and health insurance providers in the country. Instead of spending heavily on television or radio advertising, the company reinvests those dollars into communities through local service agents. These agents meet with families face to face and stay connected year after year.
A Community First Approach
Kim shared that Globe Life believes real service happens in person. Agents build relationships, keep policies updated, and make sure families know who to call when something goes wrong. That personal connection shapes every community safety program.
One example includes a $3,000 accidental death policy offered at no cost to individuals ages 18 to 68. The policy also includes automatic coverage for spouses and children in the household. Accidents remain a leading cause of death for adults under 44, and this coverage helps families manage immediate expenses during a difficult time.
Kim emphasized that this program exists to help families, not to pressure them. The goal stays simple, provide support before it is needed.
Child Safety Kits That Help Families Act Fast
A major part of Globe Life Liberty National community programs involves child safety kits. Liberty National partners with the National Police Association to offer these kits at no cost. Families store photos, physical descriptions, and identifying details that law enforcement needs if a child goes missing.
Kim explained how quickly children grow and why updated information matters. When families keep these kits current, police can issue alerts much faster. That time difference can significantly improve recovery outcomes.
These kits also work for elderly loved ones, especially those living with memory loss or dementia. Kim reminded everyone that preparation reduces panic and saves valuable time.
Medical Information Kits for Emergencies and Appointments
Kim also shared how medical information kits play a role in Liberty National community safety programs. These kits list medications, allergies, medical conditions, insurance information, and emergency contacts.
First responders know to look for this information in the home or vehicle. Families can also bring the kit to doctor visits, saving time and preventing medication errors. Kim shared examples where this simple resource helped EMTs deliver safer care.
Planning Ahead With Memorial Guides
Another important topic focused on preparing families for loss. Liberty National provides memorial guides that help individuals record final wishes, personal details, and important documents in one place.
Kim spoke about how hard it feels to make decisions during grief. These guides give families direction when emotions run high. They include space for military service records, favorite songs, family notifications, and even social media information.
This part of the discussion reminded everyone that planning ahead serves as an act of care for those left behind.
Legacy Will Kits and Estate Planning Basics
Kim also explained the Legacy Will Kit, which becomes a legally binding document when signed correctly with witnesses and notarization. Compared to the high cost of traditional estate planning, this kit gives families an accessible option to document their wishes.
She encouraged everyone to keep important documents together and make sure loved ones know where to find them. That clarity helps families avoid confusion during already difficult moments.
Education & Community
Kim closed by reviewing the difference between term life and whole life insurance, cancer coverage options, accident policies, and prescription discount cards. She focused on education and clarity. Every family’s situation looks different, and coverage should reflect that.
What stood out most was why Kim chose Liberty National. She chose a company that invests directly in neighborhoods, schools, and families. Liberty National community safety programs continue to pour resources back into the places agents call home.
Thank You for Being Part of the Conversation
We thank Kim Powell for joining us at Biscuits ’n’ Tips and for sharing how Liberty National community safety programs strengthen families and communities. Conversations like this help our space grow with purpose.
If you have ideas for future Biscuits ’n’ Tips topics, speakers, or resources, we invite you to share them. This is your hall, and your voice helps shape what comes next.
